PSP Lab can assist you with selecting the best solution and introduce you to the best acquirers, issuers, banking partner, currency exchange providers, IT solution developers, KYC/AML solution providers, business development experts, and other potential partners, that have been vetted by our previous and current clients as best in the industry.
Baseella is the ultimate core banking software and ecosystem of customer-facing apps designed to empower payment and electronic money institutions. Our comprehensive solution is tailor-made to address all the operational challenges faced by PayTech firms, including financial crime prevention, regulatory compliance, management and financial reporting. With Baseella, startups can swiftly launch their services and scale their business without the burden of multi-million euro investments in core banking software.
Baseella’s microservices-based architecture, each with its own database, coupled with intra-communication, deployment, and container orchestration platform Docker + Kubernetes, provides maximum autonomy and flexibility that allows PayTechs to be very efficient in how they are building their customer journey, products and services. Baseella interface is accessible from any web browser, so there is no need to install any native applications, drivers, and other software like Microsoft Windows.
IFX Payments has built a frictionless and complete digital payments experience that removes the burden of managing complex processes afforded by the traditional banks and empowers businesses to realise their true potential by focusing on the things that really matter.
Foreign exchange lies at the core of IFX Payments services. Seemingly small fluctuations in exchange rates can dramatically impact the amount that need to be paid so our expert currency consultants work with our clients to identify the best FX solutions.
Virtual multi-currency IBAN account integrated directly into our foreign exchange services and global payments infrastructure. IBAN allows businesses to maintain, manage and distribute funds in over 39 currencies from one single account.
International payments is the specialty of IFX Payments. Benefit from faster settlement speeds and cheaper transaction costs by connecting into our seamless and extensive banking network for both domestic and international payments.
Spektr is a compliance orchestration platform that helps banks, EMIs, fintechs, and other financial institutions automate KYC, KYB, and AML processes at scale. The platform combines configurable workflows with specialised AI agents that execute tasks like document review, ownership mapping, risk scoring, and false-positive reduction — turning manual compliance work into connected, always-on processes covering onboarding, monitoring, risk, and remediation. Teams can build, monitor, and optimise their own AI agents without starting from scratch for every use case or jurisdiction. spektr is trusted by fintechs and enterprise banks including Pleo, Santander, Nexi, Mercuryo, and Monta, and holds ISO 27001, ISO 27701, ISO 42001, and SOC 2 Type II certifications, with all data hosted and handled within the EU.
For four years, Synaps has been a key player in assisting companies with their compliance and risk management challenges.Our unified platform offers comprehensive solutions for KYC, AML, and KYB, enabling clients to mitigate fraud risks and facilitate smooth user onboarding. Our services are designed to assist clients in preventing fraud and ensuring smooth user onboarding. With a strong commitment to adhering to the highest standards, Synaps boasts certifications in GDPR, ISO 27001, and PVID. We cater primarily to clients within the Fintech and Web3 industries, offering solutions that align with local and global regulatory requirements and operational needs.
Global businesses trust Corpay Cross-Border to power their cross-border payments, execute plans to manage their currency risk and ultimately help grow their businesses around the world. We combine the power and capabilities of a large financial institution with the agility of a fintech, aiming to deliver unmatched service and expertise with respect to moving money globally, utilising our proprietary payment automation technology and currency risk mitigation solutions.
Our customers include Tier One global financial institutions, regional banks, national governments, international NGOs and charities, Fortune 1000 corporations and small-to-medium sized businesses around the globe.
Get in touch with our team to discuss Corpay’s payment solutions, FX risk management, multi-currency accounts, and global invoice automation.
At Resistant AI, we’ve been using machine learning to hunt cybercriminals for over 15 years, and we’ve followed them into the field of financial crime. We’ve developed state of the art machine-learning techniques we call Identity Forensics to make the AI and automation systems of financial services resilient to manipulation and attack. By analyzing everything from submitted documents to ongoing customer behaviors, we uncover and prevent document forgery, serial fraud, synthetic identities, account takeovers, money laundering, and as yet unknown financial threats operating at scale. Backed by GV (formerly Google Ventures), Index Ventures, Credo Ventures, Seedcamp and several angel investors specializing in financial technology and security, Resistant AI is headquartered in Prague with offices in London and New York. Visit resistant.ai, connect or LinkedIn and follow on Twitter to learn more.
Join over 20,000 companies we’ve helped take control of their finances. The Equals Money platform is your “one-stop shop” for all your payment and acquiring needs.
Open single or multiple own-named multi-currency accounts to send, receive, and manage funds in 38 currencies, all with a single set of account details – a service not provided by traditional providers.
Additionally, facilitate online payment journeys for your own clients with open banking and card acquiring capabilities.
Take control of your business expenses with Equals Money cards to use around the world wherever Mastercard is accepted. Monitor spend in real time, respond to requests, and easily adjust permissions.
Since starting in 2005, we’ve helped businesses manage and move over £10 billion with in-house currency expertise, bespoke hedging options, and access to 140+ currencies at great rates to protect themselves from currency fluctuations.
The task of managing risk and compliance is growing in complexity. From dealing with an ever-growing volume of alerts to relying on engineering teams and static systems, something is broken with 90% of laundered going undetected. Unit21 takes on these problems head-on to give risk and compliance teams the most control over their operations.
Backed by Google, Tiger Global Management, and other leading investors, Unit21 is redefining how risk and compliance teams fight financial crime. Unit21’s fully customizable platform provides a simple API and dashboard for detecting, investigating, and reporting on fraud, money laundering, and other sophisticated risks across multiple industries.
Combining onboarding orchestration, transaction monitoring, and suspicious activity report (SAR) case management, Unit21 streamlines every aspect of risk and compliance operations.
Interested in discovering how Unit21’s no-code solutions can help your organization? Learn about our solutions here.
Checkout.com enables businesses to move, manage, and optimize money by acting as an end-to-end Payment Services Provider. We empower businesses to accept payments online and disburse funds to their entities and customers through a range of payment methods and integration options.
To help merchants accept the highest possible number of legitimate payments while preventing fraud, we offer Intelligent Acceptance, Authentication, Identity Verification, and Fraud Detection tools. With these tools, businesses can find the point between risk and acceptance that’s right for them.
We also help our merchants direct funds flexibly, giving them a view of their balances across payins and payouts across all geographies and currencies, allowing them to manage these payments through a single dashboard.
ComplyAdvantage is the financial industry’s leading source of AI-driven financial crime risk data and detection technology. ComplyAdvantage’s mission is to neutralize the risk of money laundering, terrorist financing, corruption, and other financial crime.
More than 500 enterprises in 75 countries rely on ComplyAdvantage to understand the risk of who they’re doing business with through the world’s only global, real-time database of people and companies. The company actively identifies tens of thousands of risk events from millions of structured and unstructured data points every single day.
ComplyAdvantage has four global hubs located in New York, London, Singapore and Cluj-Napoca and is backed by Ontario Teachers’, Index Ventures and Balderton Capital.
Bond provides access to a high yielding & liquid overnight deposit account that enables electronic money institutions to safeguard client funds.
Skaleet is an international FinTech providing Core Banking Platform, allowing financial institutions to quickly launch new banking products and new experiences at a competitive price.
Complying with the highest security standards, it already powers 25+ regulated financial institutions and manages 8+ million banking accounts worldwide. The solution combines an open, modular, and cloud-agnostic technology. Banks and financial institutions can develop and create their personalized features by relying on an ecosystem of best-of-breed partners and Skaleet agility. Our Core Banking Platform offers digital bank accounts, payment cards, and the ability to orchestrate payment flows, lending products as well as services provided by integrated partners. Skaleet has grown to over 60+ employees in Boulogne-Billancourt (near Paris, France) and has raised €28,5M from Société Générale and Long Arc Capital.
300Brains is a multinational software consultancy providing experienced & dedicated remote developers, engineers and full stack teams. Our flexible, personalised approach allows startups and corporates supercharge software innovation whilst saving time and cost.
We provide dedicated IT teams for:
–maintaining and servicing existing IT solutions
–support of legacy software solutions
–software maintenance
–integration with COTS and SaaS solutions
–migration to new solutions
–cutting costs and getting results
Covery is a global risk management platform helping online companies solve fraud and minimize risk. The company offers a fully customizable and suitable solution for any industry and type of business, based on individual characteristics and customer needs. The product is developed by risk managers with multiple years of experience in both high and low-risk industries.
Our motto Fraud shall not pass! means that we not only do fraud prevention but also ensure security.
As of today, security for businesses by design is AML safety and compliance with all regulatory standards.
Covery helps companies stay compliant and simplifies compliance processes by automation of Know Your Customer and Anti Money Laundering procedures, GDPR, and PSD2 requirements fulfillment.
With automation, our customers secure all transactions against money laundering and reduce customer onboarding time up to 1sec, thus save their operational resources.
TransferMate is a globally regulated, B2B payments technology firm that greatly improves the international payments process for banks, companies & FinTech startups. The unique TransferMate offering has attracted major strategic investments from leading banks such as ING Group N.V. and Allied Irish Bank.
TransferMate – a part of the Taxback Group – is a global B2B payment technology firm, enabling companies to send and receive cross-border payments faster and easier than ever before. TransferMate is authorised to conducts payment services worldwide, including the European Union, 51 US states and territories, and supports trading in 162 countries and 134 currencies.
Using TransferMate’s technology and global banking infrastructure, companies benefit from better exchange rates, greater transparency and improved reconciliation via direct integration into accounting and ERP systems.
DECTA Limited is a leading European FinTech company, principal member acquirer and issuer of Visa and Mastercard, licensed as an electronic money institution in the UK. DECTA provides highly sophisticated and technologically advanced card issuing and card acquiring services for merchants as well as other payment services providers.
If your FinTech/PayTech startup is looking for a reliable and flexible, yet affordable service provider, look no further. DECTA can provide your PSP with the online acquiring services under payment facilitator agreement, white-label payment card issuance, Visa Original Credit Transaction (OCT) and Mastercard Money Send, as well as technical processing for Visa/Mastercard members.
DECTA integrates easily an in-house API platform to support all possible customer project requirements in the automation of payments and operations for acquirers and issuers.
Swan is the easiest way to embed banking features into your product. Via Swan’s simple APIs, European companies can integrate banking services (accounts, cards, and IBANs) quickly and easily into their own product.
Co-founded in 2019 with start-up Studio eFounders, Swan received a 5M€ Seed led by Creandum in 2020 and a 16M€ Series A led by Accel in 2021. Dubbed a top “European fintech to watch in 2021” by Sifted, the startup is currently expanding across Europe, with plans to grow its staff to 100 this year. Additional offices are set to be open in Germany and Spain.
The start-up today has partners in 7 EU countries and product coverage across 30. By the end of 2021, its platform had processed north of 500M€. Swan is a Mastercard principal member and a licensed electronic money institution, regulated by the ACPR.
iDenfy combines identity verification, fraud prevention, anti-money laundering service in one solution which protects financial institutions and other digital services from fraud using three-layer identity verification. iDenfy platform is fully white-labelled through the entire workflow, so it looks native to your customers and optimises the onboarding process.
If you need to comply with the latest KYC/AML regulations, scan & extract customers’ data from documents seamlessly, inspect the validity and authenticity of the document,
recognise the face of the person in real-time and match it with the document, check if the person is actually present at the time of verification and protect from any spoofing attacks, run customers’ data through anti-money laundering & law enforcement databases, try iDenfy all in one regulatory compliance platform.
iDenfy implementation is straightforward with the robust API and SDK, and priced keeping in mind startup budget constraints. Our fraud prevention and chargeback minimisation tools allow you to recoup your investment into iDenfy in the shortest possible timeframe.
Privasee is a self-compliance tool that helps SMEs comply with data privacy regulations like the GDPR in record time and easily share their compliance status. Our automated tools break down regulation into a few simple steps and generate a custom Privacy Portal with all your compliance information – always up to date and ready to share
All companies should be transparent with the data they hold, but for that to be the case the process needs to be easy and affordable. With this in mind, our platform allows any company to get their data privacy in check, in under a day and without any legal experience.
As soon as you signup you will be asked a couple of questions about the industry that you operate in, the 3rd party tools you use or the type of clients that you have. With this information, the platform will automatically generate a full inventory of your data, key documents like your Privacy Policy and Cookie Policy, and will create a Privacy Portal, directly on your website with all the privacy information that any investor, partner or client could ever need to have.
Nuapay, an EML company, is an award winning Open Banking solution provider backed by a full suite of Account-to-Account (A2A) payment services, to empower Payment Service Providers, Banks and Tech Partners with an API driven platform to manage the movement of money. Supplying a combination of on-demand and recurring payment services, issuing of Payment Accounts and enabling outbound payments via Faster Payments and SEPA – all available as a single source solution in Europe and in the UK. Partners can select from off-the-shelf customisations through to full white label bespoke configurations where payments can be embedded through integration, where your desired brand can shine and where you can onboard your own clients. Nuapay has scalable solutions to meet your needs today and to show you a path to grow in the future.
PAYSTRAX is a Payment Card Acquirer and a Principal Member of both Mastercard and Visa, authorised as a Payment Institution in the EU and the UK. Known for managing risk, supporting complex clients, and delivering tailored solutions, it combines deep industry expertise with the flexibility to adapt to each merchant’s and partner’s specific needs.
Serving clients across financial brokerage, forex, gaming & gambling, hospitality, restaurants & bars, and retail – PAYSTRAX provides the right payment infrastructure for every industry.
Merchants benefit from broad payment flexibility: Apple Pay, Google Pay, stablecoin settlements, and 17 settlement currencies including EUR, USD, GBP, CHF and more. All ISO currencies accepted for payment processing.
Recognised as one of Europe’s fastest-growing fintechs in the Financial Times FT1000 ranking in 2026, PAYSTRAX has built its reputation on reliability, transparency, and a genuine commitment to long-term partnerships.
In the face of evolving regulations and outdated practices, risk professionals risk falling behind.
Enter RiskSmart—a revolutionary GRC solution poised to reshape the landscape. By harnessing technology and data, we empower risk, compliance, and legal teams – not to mention the rest of the business risk owners and collaborators.
Our platform centralizes and digitizes risk management, compliance, policies, procedures, and third-party due diligence. Bid farewell to manual processes, and welcome a new era of richer insights, robust reporting, and efficient workflows.
We’re not replacing risk managers; we’re unleashing their potential, enabling them to excel and confidently navigate risk. It’s time to disrupt the world of risk management—a true R.evolution.
beGateway is a cloud payment gateway and online payment processing system, which is available for using by any payment service provider or acquiring bank under their own brand names.
The team behind beGateway provides a white-label solution to save time and money to the clients, who need state-of-art full-featured ready-made PCI DSS Level 1 certified payment platform for their payment processing business.
Key features of the beGateway platform include modular structure & scalability, statistics & accounting, reliable proprietary anti-fraud tools, and third-party risk management integrations, 24/7 technical support, support for any card types, any currency, an abundance of alternative payment methods, and 50+ ready-made integrations with the acquirers throughout the world. And even if anything is missed, the beGateway developers will add the necessary feature upon your request.
Superscript is an award-winning InsurTech business and an approved Lloyds broker. Headquartered in London, with a hub in Europe, we provide a full range of specialist insurance products designed for FinTech innovators, including professional indemnity, cyber, theft and directors & officers cover.
Through our international presence, we work with a large portfolio of global clients, encompassing all types of Fintech business, from payment services businesses to lending institutions.
As start-up and scale-up specialists, our insurance advisory services are recommended both by and for entrepreneurs, challengers, and disruptors across the FinTech sector.
Backed by Concentric, Beazley, Seedcamp & BHL, Superscript is one of the fastest growing FinTechs globally and is directly authorised by the FCA and AFM in Europe.
Protean Risk is a Lloyd’s of London broker delivering specialist insurance services to firms operating in the investment industry, financial services, fintech and technology sectors. Our relationships with a broad range of insurers facilitate access to products which are best suited to the specific business needs of our clients. As these client needs change over time our depth of market access will ensure we can continue to match their requirements with market leading solutions.
Protean Risk has a specialist Fintech and Payment Services team who work closely with all types of fintech firm to identify risks and successfully deliver optimal risk mitigation and insurance solutions. Clients include payment institution and electronic money institutions of all sizes and types, from start-ups through to some of largest and best known brands. We have especially helped our fintech clients to manage the emerging risks and obligations that come with new regulations such as Safeguarding and PSD2 compliant insurance. What makes Protean Risk stand out is our expertise in the key risk areas of Professional Indemnity, Directors’ & Officers’ Liability, Cyber & Data Risk and Crime Insurance.
Sumsub is empowering compliance and anti-fraud teams to fight money laundering, terrorist financing, and online fraud.
Sumsub helps companies to streamline their verification process for individuals and companies with global coverage, configurable verification rules, detailed analytics and case management tools.
At payswix we offer the best cutting-edge fintech solutions on the market. We hope that you’ll consider us for your business.
To mention but a few, we have the following solutions:
We believe in delivering products that will help your business grow. Our team has decades of experience in the industry, and we are confident that our solutions will give you an edge in the market.
Privalgo is an intelligent international payments platform, authorised by the Financial Conduct Authority (FCA) as an Electronic Money Institution. Built for businesses that move money across borders, Privalgo combines smart technology with dedicated human support.
With over £5.7bn transacted for clients in 2025, 100,000+ payments processed monthly, and a 4.7 all-time rating on Feefo, Privalgo is trusted by businesses in more than 95 countries worldwide.
Whether you need currency exchange, global payment infrastructure, or information on FX Privalgo delivers intelligence you can feel and service you’ll remember.
Gatenox is your go-to partner for seamless Web3 and DeFi corporate onboarding. We specialize in cutting-edge solutions for Anti-Money Laundering and KYC/KYB infrastructure, tailored for the dynamic world of Web3. Say goodbye to complex onboarding processes and hello to efficiency, cost savings, and growth.
Ondato offers a complete compliance management suite for all ‘KYC’ requirements in the financial services and other sectors that wish to provide their services in the cyberspace. Ondato provides an integrated solution that is banking-core friendly and that spans both – photo and live video identity verification, data monitoring, screening, due diligence, risk scoring and case management.
With Ondato solutions, businesses can achieve up to 90% reduction in customer onboarding cost and 30% on average reduction on compliance costs. By using Ondato a PSP will be able to bring only quality customers onboard (0% fraud tolerance), improve conversion by allowing customers to open an account within 5 minutes and protect itself from fines for noncompliance.
Ondato solutions help reduce human resources and ensure security. Ondato is flexible and its solutions adapt to a variety of market, laws and regulations. It combines best practices of the compliance industry with BIG data & AI based engines, and its remote customer onboarding is being patented and certified by several ISO certificates.
Tuum believes that launching unique, customer-centric products should be fast and straightforward, not complicated, risky and expensive; that is why Tuum has built a next-generation core banking platform which makes this belief a reality.
Combining business know-how with advanced technology, the Tuum team of fintech pioneers is breaking down the barriers inhibiting digital innovation in banking to allow any business to launch exciting new financial products and services.
The Tuum platform is lean and highly configurable, opening up a range of possibilities for launching unique propositions in a matter of weeks.
Geniusto is a technology ‘enabler’ for payment and remittance companies, electronic money institutions, banks and credit unions on an international scale. Geniusto digital banking and payment solutions are relied on by regulated banking and fintech companies in a dozen countries across Europe and the UK, Southeast Asia, and the USA.
The Geniusto ‘Digital Economy Management Suite’ provides a powerful ‘All in One’ solution for an institution to seamlessly manage its complex, regulated transaction business operations. Geniusto provides both a reliable, battle-tested, mature core platform; and the ability to innovate and remain relevant in this fast-moving digital economy rapidly.
Designed specifically for the electronic money and payment institution startups, the Geniusto ‘Bank in a Box’ suite of tools includes a complete all in one platform that can be rapidly deployed to enable any Fintech company to go live in as little as three to four months.
ETT provides a sophisticated system for treasury management and transaction processing, facilitating foreign exchange of fiat currencies at the market-making level.
It connects through its back-office, whether manually, via batch processing or through APIs with multiple payment processors, foreign exchange dealers (including crypto) and banks simultaneously.
ETT provides independence, continuity of activity and freedom of choice to financial institutions.
It aggregates or segregates assets of the client and its customers.
It gives the ability to manage sub-brands and multi-brands as white labels
Within the context of the ETT system’s fiat currency experience, ETT’s Digital Asset Management System (DAMS) extends that functionality to support digital currencies.
This extension allows ETT clients to easily maintain managed wallets on behalf of their customers, process payments and deposits in digital currencies and make conversions between digital and fiat currencies and between digital currencies.
Trusek provides the proven, secure Payment or E-money Account Management Platform and integrated services you need to create, deliver and scale financial solutions while minimising the time and cost of bringing your product to market.
Trusek platform delivers all the infrastructure that is critical to the success of any FinTech service including hosting, security, compliance, accounting, reporting, logging, redundancy and backups and all the host of necessary functions involved in managing customer funds, that your customers will never see.
Trusek APIs provides the tools to enable your USP to shine. The final step can be completed either using your own design team or working with Trusek. They have done everything in their power to make the Trusek Core Account Platform the most flexible, secure and feature-rich platform on which to build and scale your services.
Copla is a cyber security and governance platform for embracing an operational and practical approach. Copla was founded by a team with a strong background in deep tech, particularly in critical infrastructure core banking solutions. Their previous venture, Paysolut, evolved into a robust banking platform for small and medium-sized Fintech banks before being acquired by the Fintech unicorn SumUp. Leveraging this expertise, Copla is dedicated to automating practical real cybersecurity measures and getting it accessible to SMEs in the Financial sector.
The company designed a proprietary AI model that allows for the inclusion of every team member in the cyber governance process, effectively bridging the gap between theoretical security measures and practical operational security. Ongoing regular and operational companywide iterations enable to collect factual and hard evidence-based information about cyber defense lines. This leads to constant improvement, continuous monitoring and audit ready documentation (and evidence) in one push of a button away.
AML Incubator (AMLI) is a cutting-edge fractional compliance consulting and outsourcing firm serving global fintech, MSB, VASP, cryptocurrency, and blockchain sectors with tailored anti-money laundering (AML) and anti-terrorism financing solutions.
AMLI provides expert support to help businesses confidently navigate complex regulatory environments. Services include CAMLO/MLRO support, MSB registration, effectiveness reviews, RPAA registration, enhanced due diligence, transaction monitoring, regulatory reporting, blockchain forensics, and more. AMLI collaborates closely with clients to develop practical, efficient, and scalable compliance strategies that meet their specific needs, ensuring operational efficiency while maintaining full regulatory compliance.
By combining deep industry expertise with a results-driven approach, AMLI delivers reliable solutions to help clients build trust, reduce risk, and focus on their core business operations.
Advapay is a technology company that provides a digital core banking platform for fintechs or digital banks. The platform delivers all the main functionalities, including a front-to-back system and a set of tools allowing you to customise your solution and add new integrations. With Advapay, potential and existing customers can either connect to the cloud-based SaaS or implement on-premise software.
Demtech provides advisory and business development services and acts as a salesforce for FinTech/PayTech companies expanding their operations into the European, Asian and South American markets.
Since 2000, Demtech has acted as an Open Innovation Partner for Fintech Companies, turning clients’ expansion plans into implemented solutions. Notable clients include PAX Technology, Elavon, BBVA, Banco Santander, Bankia, BlueCode, Thetaray, TSI Payment, WaveCrest, WorldLine, and others. By Partnering with larger financial institutions and venture capital firms Demtech provides its clients with resources and tools for their accelerated growth.
Demtech services include scouting and FinTech advisory services, innovation scouting services, implementation management services, business development, market assessment and go-to-market strategy, scaling and growth services, private capital raising.
Crassula started with a simple idea – to provide the fast and easy yet product-rich technological core for launching FinTechs. Today, trusted by the industry leaders, we embrace security and connectivity, flexibility and convenience, delivering world-class products to more than 5 million financial services end-users.
Crassula’s White Label digital banking and payment gateway solution allows you to build PSP, Banking, FX products the way you want them. Digital onboarding, virtual IBANs, SEPA & SWIFT transfers, FX, coupled with robust virtual and physical payment card issuance and management allows FinTech startups to be up and running in weeks, not months.
Create your own e-commerce global payment gateway with Crassula’s PCI DSS Level 1 compliant and designed with multiple acquiring, alternative payment methods, anti-fraud solutions, risk management, merchants integration, smart routing, virtual currencies and more.
